| |
| Credit
Scores |
36
Months
|
48
Months
|
60
Months
|
72
Months
|
| 700
and higher |
5.74%
|
5.74%
|
5.74%
|
6.74%
|
| 650
- 699 |
6.24%
|
6.49%
|
6.74%
|
7.74%
|
| 600
- 649 |
6.74%
|
6.99%
|
7.24%
|
7.99%
|
| 550
- 599 |
10.99%
|
10.99%
|
11.99%
|
11.99%
|
| 549
and below |
18.00%
|
18.00%
|
18.00%
|
18.00%
|
|
| |
Used
Vehicles
| Credit
Scores |
11-10,
60 Mos.
|
07-09,
48 Mos.
|
05-06,
36 Mos.
|
04,
36 Mos.
|
| 700
and higher |
6.74%
|
6.74%
|
6.74%
|
6.99%
|
| 650
- 699 |
7.74%
|
7.74%
|
7.74%
|
7.99%
|
| 600
- 649 |
7.99%
|
7.99%
|
7.99%
|
8.99%
|
| 550
- 599 |
10.99%
|
10.99%
|
12.99%
|
13.99%
|
| 549
and below |
18.00%
|
18.00%
|
18.00%
|
18.00%
|
|
| |
New
Motorcycles, Watercraft, and Campers
| Credit
Scores |
36
Months
|
48
Months
|
60
Months
|
| 700
and higher |
6.74%
|
6.99%
|
7.25%
|
| 650
- 699 |
8.74%
|
8.99%
|
9.25%
|
| 600
- 649 |
10.00%
|
10.24%
|
10.49%
|
| 550
- 599 |
11.99%
|
12.25%
|
12.50%
|
| 549
and below |
18.00%
|
18.00%
|
18.00%
|
|
| |
Used
Motorcycles, Watercraft, and Campers
| Credit
Scores |
07-11,
60 Mos. |
05-06,
48 Mos. |
03-04,
36 Mos. |
| 700
and higher |
7.49% |
7.74% |
8.49% |
| 650
- 699 |
9.49% |
9.74% |
9.99% |
| 600
- 649 |
10.49% |
10.74% |
10.99% |
| 550
- 599 |
11.49% |
11.74% |
11.99% |
| 549
and below |
18.00% |
18.00% |
18.00% |
|
| |
Personal
Loans
| Credit
Scores |
Signature
Limits/Rates
|
| 700
and higher |
$7,000
= signature limit
Up
to $7,000 = 9% (48 months max.)
$7,001 to $15,000 = 13%*
|
| 650
- 699 |
$6,000
= signature limit
Up
to $6,000 = 10% (36 months max.)
$6,001 to $15,000 = 13%*
|
| 600
- 649 |
$5,000
= signature limit
Up
to $5,000 = 13%
$5,001 to $15,000 = 13%*
|
| 550
- 599 |
$5,000
= signature limit
Up
to $5,000 = 15%
$5,001 to $15,000 = 15%*
|
| 549
and below |
$500
to $2,500 = signature limit**
Up
to signature limit = 18%
Over signature limit up to $15,000 = 18%*
|
|
*Required
guarantor(s) or appropriate titled collateral.
**Applicants who do not have a satisfactory payment history with the credit
union for at least (5) years will be subject to a $500 signature limit.
|
| |
|
Share Pledged Loans |
| Credit
Scores |
Rates
|
| Not
Applicable |
6%
All
|
| |
| |
| *All
loan rates are subject to credit approval |
|
